Fast Loan & Finance Solutions Australia

Welcome to VIC LOAN

Your Vision Our Execution

Simple & Secure Payment Process

Connecting Your Loan Needs

About Us

At VIC Loans, we assist individuals, families, and businesses across Australia by providing credit assistance and access to a range of lending options. As a mortgage and finance broker, we take the time to understand your circumstances, requirements, and objectives before recommending loan products that may be suitable. Whether you are purchasing or refinancing a house, expanding a business, upgrading equipment, Purchasing Car or Truck, we aim to provide clear information to help you make informed decisions.

What We Offer

Home Loan

Home loans in Australia can be tailored for different needs, including owner-occupied properties, investment properties, and special support for first-time buyers through government grants.

Car Loan

Car loans are a popular way to finance vehicle purchases, and they generally fall into two categories: consumer car loans and commercial car loans. Both serve different purposes but share…

Truck & Machinery Loans

Commercial equipment loans are vital financial products that enable businesses to acquire income-producing assets such as trucks, trailers, prime movers, cranes, excavators, and other heavy machinery.

Personal loan

A personal loan is a flexible financial instrument that can be tailored to meet diverse needs. Unlike loans tied to specific assets, personal loans provide individuals with the freedom to…

Business Loan & cashflow Funding

Business loans are essential financial tools that help companies manage growth, cash flow, and unexpected expenses. They generally fall into two categories: secured and unsecured loans.

Medical Equipment & Technology upgrades

Medical equipment and software purchase loans are specialized financing solutions designed to help healthcare providers, clinics, and hospitals acquire essential tools and technology without straining their cash flow.

Get to Know About

Flexible and Quick Business Loans For You

At VIC Loans, we understand that businesses need fast and flexible access to funds to stay competitive and grow. Our business loans and cashflow funding solutions are designed to provide quick approvals, flexible repayment options, and funding structures that align with your business needs.

Same day approvals and settlements

Fixed and variable interest Rate Facility

Low Doc Loan facility for ABN or ACN applicants

Low doc loans may assist self-employed borrowers who are unable to provide full financial documentation. They can offer alternative income verification and flexible assessment. Interest rates, fees, and loan-to-value limits may be higher than standard loans. Suitability depends on individual circumstances and lender criteria.

Benefits of Refinancing Your Home Loan

Refinancing may help you adjust your home loan to better suit your current financial situation. Depending on your circumstances, potential benefits may include:

Access to a different interest rate that could reduce repayments or overall interest paid over time
Changes to loan features, such as adding an offset account or redraw facility
Access to available equity, which may be used for purposes such as renovations or debt consolidation
Consolidating existing debts into a single loan to simplify repayments
Restructuring your loan to align with changes in income, employment, or business arrangements
Switching lenders if your current product no longer meets your need
Cash Back Some lenders offers up to $5,000 cash back offers

Customers Testimonials

Thank you Lovepreet for making my car loan experience so smooth. Your guidance and support helped me drive home my black Mercedes C200 with confidence. I truly appreciate your professionalism and care.

Jasleen Kaur

Lovepreet and Simar from Vic Loan helped me get the business loan to buy my barber shop and also supported me with my home refinance. I was stressed and didn’t know what to do, but you guided me like family. I am truly grateful for your honest help.

Gurpreet Singh

Thank you, Lovepreet, for helping me refinance my home and take equity out to buy my investment property. You made everything easy to understand and kept me calm through the whole process. I’m truly grateful for your support.

Nicole

Gagan, thank you from my heart for helping me get my car loan. I was worried, but you made everything easy and supported me all the way.

Harpal Singh

Huge thanks to Lovepreet and Simar for their professionalism, responsiveness, and guidance in securing my personal loan.

Simar

Years of working experience

Why Choose a Broker

Working with a loan broker can make the borrowing process smoother, more efficient, and often more cost-effective. Here are four key reasons why many people prefer using a broker: